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Develop the Chart of Accounts for Your Small Business



A company's accounting system depends on a structure of records that keep income, costs, and other information sorted out and prepared to place into a financial statement. This structure, called the chart of accounts, serves as a file of all the company's financial accounts.


Setting Up the Chart of Accounts

At the point when you start a new business, first, you set up your chart of accounts as an initial phase in building up your organization's accounting system. Small businesses don't all have a similar chart of records. The accounts you include relies upon the kind of business. For instance, in the event that you have a service business, you won't have an inventory account.


Assets


Cash - Includes the equalizations in all checking and bank accounts.


Accounts receivable - Includes all exchange receivables. It might be important to likewise have a "Different Receivables" represent different sorts of receivables, for example, advances to employees.


Inventory - Includes raw materials, work-in-process, and completed merchandise stock.


Fixed assets - It can be subdivided into various extra records, for example, machinery, equipment, land, buildings, and furniture.


Accumulated depreciation - One record is commonly used to assemble the collected depreciation for a wide range of fixed assets.



Liabilities


Accounts payable - Includes all trade payables due to providers.


Accrued expenses - Includes all accrued liabilities, such as wages and taxes.


Sales taxes are payable - Includes every single accumulated obligation, for example, compensation and expenses.


Notes payable - Includes the rest of the parity on all advances payable. For the following purposes, it might be simpler to make a different record for each advance payable.


Equity (assumes a corporation)


Common stock - Includes the original amount paid by shareholders for their stock.


Retained earnings - Includes all cash retained in the business from profits, which will not be distributed to shareholders.


Revenue


Service revenues - Includes all sales related to the provision of services to every customer.


Product revenues - Includes all sales of products to customers.


Repair revenues - Includes sales generated by repair work and the sale of spare parts to the customers.


Expenses


Cost of goods sold - This includes the material cost of items sold, and at a more sophisticated level, it also includes the cost of direct labor and allocated factory overhead.


Salaries and wages - Includes the cost of all salaries and wages not which is already included in the cost of goods sold.


Rent expense - Includes the cost of rent for building space, vehicles, equipment, and so forth.


Utility expense - Includes the cost of heat, electricity, broadband, phones, and so forth.


Travel and entertainment expense - Includes the cost of travel, meals, housing, and related expenses incurred during employees who travel on company business.


Advertising expenses - Includes advertising and other marketing expenses.


Depreciation expense - Includes the expense related to depreciation. This is a non-cash expense.


Non-Operating Revenues and Expenses


Interest income - Includes income on all invested funds.


Interest expense - includes interest paid and accrued on debts owed by the company to lenders.


Gain on sale of assets - Includes any gains on the sale of assets.


Loss on sale of assets - Includes any losses on the sale of assets.


In general, however, the preceding chart of accounts should be sufficient for a small company.


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